WC Excess Insurance

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Workers’ Compensation Excess Insurance covers those expenses that go above your self-insured retentions.

Excess Insurance coverage is secured to limit the amount of money self-insureds pay after a large “catastrophic” claim or from an unusually large number of claims in a contract.

Specific excess insurance protects against a single occurrence or catastrophic claim. Aggregate excess insurance protects against high frequency of serious claims.

Specific and Aggregate Excess Insurance is secured with Midwest Employers Casualty Company and Safety National Casualty Corporation.